Etude pairs carrier balance sheet capacity with proprietary coverage products designed specifically for complex commercial risks. We engineer our underwriting software internally to automate routine property evaluation, freeing our underwriters to apply true judgment and execute fast. By controlling the entire chain from software and policy forms to full balance sheet capital, we provide brokers with a decisive counterparty built for speed and certainty.
Dedicated balance sheet capitalization, delivering structural clarity and long-term stability.
Specialized P&C products and policy forms developed exclusively for target commercial classes.
Proprietary risk infrastructure that automates routine data ingestion so underwriters execute inside 24 hours.
The people on this page run the insurance business day to day. The team is small enough that decisions are made by the people who carry them out.
Steven founded Etude in 2012 and has led it as President since, building it across self-storage real estate, insurance and industrials. In 2021 he launched Etude's commercial insurance line, which he runs as CEO from Austin.
LinkedInSteven Stein
Founder and CEO
Nate leads sales, customer success and partnerships for the insurance business, which he joined in 2021. Before Etude he was Chief Revenue Officer at Sure and ran North American sales for Trustpilot out of New York and Denver.
LinkedInNate Kinet
Chief Revenue Officer
Dan has spent 25 years in commercial property as a broker, a founder and an underwriter. He founded the wholesale broker RMC2 and sold it to Wells Fargo, led Small Commercial Excess & Surplus at The Hartford, and launched the commercial P&C unit at ICW Group before joining Etude.
LinkedInDan Rossen
Chief Insurance Officer
Scott leads product and technology. He was VP and Head of Product at Storable, where his teams ran SpareFoot, SiteLink and storEDGE, and earlier led product at Ziff Davis, Offers.com and Trilogy in Austin.
LinkedInScott Griffin
Chief Technology Officer
Cory joined in 2022 and has run operations, then product management, and now the office of the CEO. Before Etude he spent four years at Accenture in Austin as a strategy consultant.
LinkedInCory Feinberg
Chief of Staff
Jenny leads marketing for Etude across the company's businesses. With more than 25 years in the insurance industry, she sets the growth strategy, directs brand, content, digital, social and events, and shapes the customer experience that drives engagement.
LinkedInJenny Hammond
Senior Vice President, Marketing
Steven Stein founds Etude with $30,000 of personal capital while in high school. The first strategy is liquidation arbitrage: buying business development companies and closed-end funds trading below the value of their holdings.
Etude moves into insurance, founding its coverage and compliance business for the self-storage industry alongside Etude Reinsurance.
The insurance business passes 3,000 insured facilities and launches a nationwide commercial property and general liability offering.
Etude forms Etude Specialty Insurance Company, a Nebraska-domiciled non-admitted carrier capitalized with more than $100 million, to underwrite new insurance products.
New York
80 West 40th Street, New York, NY 10018
Bryant Park Studios, built in 1901 by the painter Abraham Archibald Anderson, with tall north-facing windows so artists had steady light to work by. It was made for people building a craft. It still is.
Austin
804 Congress Avenue, Suite 400, Austin, TX 78701
The Bosche-Hogg Building, built in 1897 in the boom that followed the railroad. Six stories of brick on the avenue that runs up to the Capitol, in the Congress Avenue Historic District.